02 Apr Get Peace of Mind with Emergency Road Service Coverage
As you explore your auto insurance policy options, one add-on that you might consider including with your policy is emergency road service. With this coverage in place, you can enjoy extra peace of mind in knowing that you will receive the assistance you need if you experience a breakdown or other problem that leaves you stranded. In addition, by adding the coverage to your auto insurance policy, you may actually be able to obtain this benefit at a much lower price than it would cost to join a motor club that provide similar service.
What is Emergency Road Service Coverage?
The exact terms of your emergency road service will vary according to your individual policy and the insurance company you choose to work with. Nonetheless, most emergency road service policies offer assistance in all of the following situations:
- Getting locked out of your vehicle
- Needing a dead battery to be jumped
- Getting a flat tire changed
- Towing the vehicle to a service facility for repairs
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In short, these policies are designed to help you with those little mishaps that sometimes take place on the road and to get you back on the road as quickly as possible. By providing 24-hour assistance to policyholders and by forming relationships with thousands of service facilities around the country, insurance companies are able to make it quite convenient to get the assistance needed.
Is Emergency Road Service Coverage Right for Me?
Whether or not emergency road service coverage is right for you is a personal decision that involves taking a closer look at your finances and driving patterns. In most cases, you can purchase this coverage for less than $15 per year per vehicle. So, since the cost is minimal, most people find it worthwhile to add the coverage to their policies.
Before adding emergency road service coverage to your policy, however, be certain to learn more about what the coverage has to offer. For example, find out whether or not there are restrictions regarding where you can take your vehicle to get serviced and confirm that the service is available 24 hours per day, 365 days per year.