Protecting Your College Student with Car Insurance and More -- Auto & Car Insurance Articles, Topics on Autos and Auto Related Information

Protecting Your College Student with Car Insurance and More

Tuesday, March 17th, 2009 10:01 am

Protecting Your College Student with Car Insurance If you have a college student that is getting ready to head off to school, there are several things you need to do in order to make certain he or she is prepared.? In addition to purchasing school supplies and getting housing set up, you also need to be certain you have car insurance in place and that you have taken steps to make certain your student’s car is safe and that you have taken care of other vehicle essentials.

Taking Care of Essentials?

While there are numerous vehicle essentials that will need to be addressed, obtaining car insurance will certainly be at the top of the list.? If your student will be staying on campus and won’t actually be taking a vehicle to school, you may be able to receive a “Distant Student” discount from your car insurance company.? If your student will be taking a vehicle, on the other hand, make certain your car insurance company is aware that the vehicle will be housed somewhere else.? This could make your car insurance rates either increase or decrease, depending upon where the vehicle will be located.? Either way, notifying your car insurance company about the change will ensure you receive benefits if you have to file a claim.

In addition to making certain car insurance is in place, you will also need to check into how parking is handled at the college your student will be attending.? More than likely, you will need to purchase a parking pass in order to park on campus.? You should also review safe parking procedures with your student, such as always parking under a light and avoiding overgrown areas, in order to make certain they reduce their risks of being harmed.

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Preparing the Vehicle?

Aside from essentials such as car insurance and parking passes, you will also need to make certain your college student’s car is in proper working order.? Before sending him or her off to school, be sure to perform a thorough check of the vehicle in order to make certain it is in proper working order.? Check the oil level, make certain the tires are inflated and check all of the lights to make certain they work.

You should also pack a car accident kit for your student to carry.? No matter how well you check over the car, there is always a possibility that there will be problems.? Some items to include in the kit include:

Batteries
Blanket
Emergency Contact Numbers
First Aid Kit
Flares
Flashlight
Jumper Cables
Paper
Pen
Proof of Insurance

With a little preparation ahead of time, you can rest easy in knowing that your college student will be safe while away from home.

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