With winter quickly approaching, you may have a special vehicle that you plan on putting away for a few months.  After all, some vehicles aren’t meant to be driven in the winter slush and, in many cases, car owners want to keep certain vehicles protected from the moisture and road salt associated with the winter.

In an attempt to save some money, you might be tempted to drop your insurance coverage on the vehicle you are storing away for the winter.  But, according to a press release issued by Adrian Flux Insurance Services, you might want to think again before you drop your coverage.  Or, at least you might wan to keep some of your coverage in place.

“We recommend people contact their insurance company and change their cover to “fire and theft only” of they decide to take their vehicle off the road,” said Gerry Bucke from Flux in a press release.  “That way they can be sure they won’t be caught short if something nasty happens.”

So, while you shouldn’t need to have collision coverage on a vehicle that will be stored away for the winter, you shouldn’t count on your home coverage to replace your vehicle if something happens to it while in the garage.  Rather, be certain your vehicle is still protected from those unfortunate accidents that could possibly occur.

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